The obvious ones, please tell us who you are?*
First Name
*
Last Name
*
Phone number
*
Email
*
Who is your advisor?
*
Please select your advisor...
Alex Waters
Grant Heywood
Nikki Dalgleish
Paige Capstaff
Nicky Ling
Patrick Jackson
Fraser Greenwell
Vincent Wu
Thank you. Can you please give your Date of Birth?*
Date of Birth
*
Day
Select day
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
Month
Select month
1
2
3
4
5
6
7
8
9
10
11
12
Year
Select Year
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
1989
1988
1987
1986
1985
1984
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1982
1981
1980
1979
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1976
1975
1974
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1972
1971
1970
1969
1968
1967
1966
1965
1964
1963
1962
1961
1960
1959
1958
1957
1956
1955
1954
1953
1952
1951
1950
1949
1948
1947
1946
1945
1944
1943
1942
1941
1940
1939
1938
1937
1936
1935
1934
1933
1932
1931
1930
1929
1928
1927
1926
1925
1924
1923
1922
1921
1920
Firstly, do you have any current life insurance policies?*
Do you have any current life insurance policies?
*
Yes
No
Please give as much detail as possible about your current policies...*
Current Insurance Information
*
Will you be keeping the current policies upon starting the new policy?*
Will you be keeping the current policies upon starting the new policy?
*
Yes
No
Have you ever been declined life insurance?*
Have you ever been declined life insurance?
*
Yes
No
Please give details as to why you have been declined cover previously*
Please give details as to why you have been declined cover previously
*
What sick pay do you receive from work?*
What sick pay do you receive from work?
*
Statutory Sick Pay
3 Months Full Pay
6 Months Full Pay
Unsure
Other
Please give details*
'Other' sick pay do you receive from work?
*
We are now just going to ask some questions about your occupation
Firstly, what is your occupation?*
Occupation
*
What type of industry is that?*
Industry
*
How many hours do you work in a typical week?*
Hours Worked
*
What % of manual work do you do?*
What percentage of manual work do you do?
*
0%
Up to 25%
25% - 50%
50% - 75%
Over 75%
100%
Other
What does your manual work consist of?*
What does your manual work consist of?
*
Do you work underground, underwater, offshore, with firearms or explosives? or any other hazardous environment?*
Do you work underground, underwater, offshore, with firearms or explosives? or any other hazardous environment?
*
Yes
No
Does your job involve working at heights over 40ft?*
Does your job involve working at heights over 40ft?
*
Yes
No
How many business miles do you travel each year?*
How many business miles do you travel each year?
*
Have you had any time off work in the last 2 years due to injury or illness?*
Have you had any time off work in the last 2 years due to injury or illness?
*
Yes
No
Please give as much detail as possible about the injury / illness.*
Details of why you were off work
*
Do you have a second job?*
Do you have a second job?
*
Yes
No
Please give details about your 2nd job*
Second job details
*
Thank you for your answers so far. The next section is about your hobbies / interests.
Do you take part in any hazardous sports or activities?
*
E.g. Mountaineering, Diving, Flying, Horse Riding
etc.
Do you take part in any hazardous sports or activities?
*
Yes
No
Please give as much detail as possible about these activities
*
E.g. Diving - is this confined spaces? how many meters do you go? are you certified?
Hazardous sports or activity information
*
Do you ride a motorcycle, scooter or moped on the roads?
*
Do you ride a motorcycle, scooter or moped on the roads?
*
Yes
No
How many times per week do you exercise for 30 minutes or more?
*
How many times per week do you exercise for 30 minutes or more?
*
None
1 - 3 times
4 - 7 times
More than 8 times
See, short and sweet. Next, we need to know more about you & your lifestyle..
.
What is your height?
*
Either in cm
OR
feet and inches
Height
*
What is your weight?
*
Please give in stone and pounds
OR
in KG
Weight
*
Please give your UK waist size
*
Male: please give UK waist size
Female: please give dress size if easier
UK waist size
*
Have you smoked or used any form of tobacco / nicotine replacement products in the last 12 months
*
Have you smoked or used any form of tobacco / nicotine replacement products in the last 12 months?
*
Never used
Regular, social or occasional use
Completely stopped in last 12 months
Completely stopped more than 1 year ago
Completely stopped more than 3 years ago
Completely stopped more than 5 years ago
Please give details below...
*
Smoked / tobacco / nicotine details
*
In an average week, how many alcoholic drinks would you consume?*
By this we mean pints or beer/lager, glasses of wine, measure of spirit
In an average week, how many alcoholic drinks would you consume?
*
None - I'm T-Total
Between 1 - 3
Between 4 - 6
Between 7 - 10
More than 10
Please give details below...
*
Alcohol intake information
*
Have you ever been advised by a Doctor to reduce your alcohol intake?*
Have you ever been advised by a Doctor to reduce your alcohol intake?
*
Yes
No
Please give details below...
*
Doctor alcohol reduction information
*
Have you ever taken recreational drugs?
*
E.g. Cannabis, ecstasy, heroin, cocaine or anything not prescribed by a doctor
Have you ever taken recreational drugs?
*
Yes
No
Please give details below...
*
Recreational drugs information
*
During the last 5 years, have you ever travelled abroad to another country for more than 30 days?*
During the last 5 years, have you ever travelled abroad to another country for more than 30 days?
*
Yes
No
Please give details below...
*
Past travel abroad information
*
Do you intend to travel out of the country for more than 30 days per time, in future?*
Do you intend to travel out of the country for more than 30 days per time, in future?
*
Yes
No
Please give details below...
*
Future travel abroad information
*
Please give name, address & postcode of your doctor, for were you are registered*
If you only know the name and town, please state
Please give name, address & postcode of your doctor, for where you are registered
*
Please give the telephone number of your doctors surgery*
Doctors Phone
*
Do you consent for the insurer to request information from your GP, if required?*
Do you consent for the insurer to request information from your GP, if required?
*
Yes
No
Would you like to see a copy of that information before it is sent to the insurer?*
Would you like to see a copy of that information before it is sent to the insurer?
*
Yes
No
You're doing great.. the next sections are now more medically based
Don't worry, nothing too strenuous
Have you ever suffered from OR been tested for any of the following?*
- Any form of Cancer?
- Leukemia?
- Hodgkin's disease?
- Tumour?
- Lymphoma? or
- Melanoma?
Have you ever suffered from OR been tested for any of the following? (Cancer etc)
*
Yes
No
Please give as much detail as you can about the selection you have just made*
Include details such as the diagnosis, date this occurred, any medication, time off work & any ongoing consultations
Please give as much detail as you can about the selection you have just made
*
Have you ever suffered from OR been tested for any of the following?*
- Heart disorder?
- Heart attack?
- Angina?
- Cardiomyopathy?
- Heart murmur?
Have you ever suffered from OR been tested for any of the following? (Heart attack etc)
*
Yes
No
Please give as much detail as you can about the selection you have just made*
Include details such as the diagnosis, date this occurred, any medication, time off work & any ongoing consultations
Please give as much detail as you can about the selection you have just made
*
Have you ever suffered from OR been tested for any of the following?*
- Stroke?
- Brain haemorrhage?
- Transient ischaemic attack?
- Brain injury?
- Brain tumour?
Have you ever suffered from OR been tested for any of the following? (Stroke etc)
*
Yes
No
Please give as much detail as you can about the selection you have just made*
Include details such as the diagnosis, date this occurred, any medication, time off work & any ongoing consultations
Please give as much detail as you can about the selection you have just made
*
Have you ever suffered from OR been tested for any of the following?*
- Multiple sclerosis?
- Parkinson's disease?
- Paralysis?
- Alzheimer's disease?
- Dementia?
- Cerebral palsy?
Have you ever suffered from OR been tested for any of the following? (Parkinson's etc)
*
Yes
No
Please give as much detail as you can about the selection you have just made*
Include details such as the diagnosis, date this occurred, any medication, time off work & any ongoing consultations
Please give as much detail as you can about the selection you have just made
*
Have you ever suffered from OR been tested for any of the following?*
- Numbness?
- Loss of feeling?
- Tingling?
- Tremor?
- Temporary loss of muscle power?
Have you ever suffered from OR been tested for any of the following? (Numbness etc)
*
Yes
No
Please give as much detail as you can about the selection you have just made*
Include details such as the diagnosis, date this occurred, any medication, time off work & any ongoing consultations
Please give as much detail as you can about the selection you have just made
*
Have you ever suffered from OR been tested for any of the following?*
- Blindness?
- Blurred or disturbed vision?
E.g. Optic neuritis or glaucoma
(Only answer yes if this was not corrected by glasses/contact lenses)
Have you ever suffered from OR been tested for any of the following? (Blurred vision etc)
*
Yes
No
Please give as much detail as you can about the selection you have just made*
Include details such as the diagnosis, date this occurred, any medication, time off work & any ongoing consultations
Please give as much detail as you can about the selection you have just made
*
Have you ever suffered from OR been tested for any of the following?*
- Diabetes?
- Sugar in the urine?
Have you ever suffered from OR been tested for any of the following? (Diabetes vision etc)
*
Yes
No
Please give as much detail as you can about the selection you have just made*
Include details such as the diagnosis, date this occurred, any medication, time off work & any ongoing consultations
Please give as much detail as you can about the selection you have just made
*
Have you ever suffered from any mental illness that has required hospital treatment or referral to a psychiatrist?*
Have you ever suffered from any mental illness that has required hospital treatment or referral to a psychiatrist?
*
Yes
No
Please give as much detail as you can about the selection you have just made*
Include details such as the diagnosis, date this occurred, any medication, time off work & any ongoing consultations
Please give as much detail as you can about the selection you have just made
*
So far so good... the next section will ask questions of your medical history in the
last 5 years
In the last 5 years, have you been diagnosed with or had symptoms of, any of the following?*
- A lump or growth of any kind, any mole or freckle that had bled, become painful, changed colour or increased in size?
- Chest pain, irregular heartbeat, raised blood pressure or raised cholesterol?
- Asthma?
- Breathlessness, bronchitis, sarcoidosis or any other lung disease?
- Epilepsy, dizziness or blackouts?
- Deafness or any ear problems?
- Arthritis, or any muscle, bone or joint disorder? (including sciatica, back, neck, shoulder or knee pain, RSI or gout)
In the last 5 years, have you been diagnosed with or had symptoms of, any of the following (Lumps, growths etc)?
*
Yes
No
Please give further details to your answer. Give as much detail as possible.*
Please give further details to your answer. Give as much detail as possible.
*
In the last 5 years, have you been diagnosed with or had symptoms of, any of the following?*
- Disorder of the digestive system, liver, stomach, pancreas or bowel, including ulcers, hepatitis, colitis or Crohn's disease?
- Blood disorder or anaemia?
- Thyroid disorder?
- Any kidney, bladder or other genitourinary disorder, including blood or protein in the urine, kidney cysts or multiple urinary tract infections?
- Stress, anxiety, depression, insomnia, chronic fatigue or any psychiatric or eating disorder?
- Any skin disorder or allergy?
In the last 5 years, have you been diagnosed with or had symptoms of, any of the following (Liver, stomach etc)?
*
Yes
No
Please give further details to your answer. Give as much detail as possible.*
Please give further details to your answer. Give as much detail as possible.
*
FEMALE ONLY:
In the last 5 years, have you been diagnosed with or had symptoms of any of the following?*
- Abnormal cervical smear, mammogram or had a biopsy of the breast, cervix or uterus?
FEMALE - In the last 5 years, have you been diagnosed with or had symptoms of, any of the following (Cervical smear etc)?
*
Yes
No
I'm male
Please give further details to your answer. Give as much detail as possible.*
Please give further details to your answer. Give as much detail as possible.
*
MALE ONLY:
In the last 5 years, have you been diagnosed with or had symptoms of any of the following?*
- Prostate enlargement or raised PSA (prostate specific antigen)
MALE - In the last 5 years, have you been diagnosed with or had symptoms of, any of the following (Prostate etc)?
*
Yes
No
I'm female
Please give further details to your answer. Give as much detail as possible.*
Please give further details to your answer. Give as much detail as possible.
*
Other than the medical conditions mentioned previously, have you...*
- Had or been advised to have any medical investigations, scans or blood tests?
- Received any form of medical attention at a hospital as an inpatient or outpatient?
Other than the medical conditions mentioned previously, have you...
*
Yes
No
Please give further details to your answer. Give as much detail as possible.*
Please give further details to your answer. Give as much detail as possible.
*
Nearly there now... The next section is all about your general health.
Are you currently experiencing any symptoms or disorders for which you haven't consulted a Doctor?*
Are you currently experiencing any symptoms or disorders for which you haven't consulted a Doctor?
*
Yes
No
Please give details of your symptoms*
Please give details of your symptoms
*
Are you currently taking drugs, medicine or tablets, or receiving any other treatment not already mentioned?*
Are you currently taking drugs, medicine or tablets, or receiving any other treatment not already mentioned?
*
Yes
No
Please give details of what you are taking*
Please give details of what you are taking
*
Are you currently awaiting a medical consultation or hospital appointment, or awaiting results of any tests?*
Are you currently awaiting a medical consultation or hospital appointment, or awaiting results of any tests?
*
Yes
No
Please give details of appointments or tests taken*
Please give details of appointments or tests taken
*
Have you ever tested positive for HIV, hepatitis B or C or are you awaiting the results of a test?*
(if the result was negative, the fact that you have had a HIV test will not affect your application for insurance)
Have you ever tested positive for HIV, hepatitis B or C or are you awaiting the results of a test?
*
Yes
No
Please give details of any tests and the results*
Please give details of any tests and the results
*
Within the last 5 years, have you been exposed to risk of HIV infection?*
(This could have been through unsafe sex, intravenous drug use, blood transfusions or surgery outside of the EU)
Within the last 5 years, have you been exposed to risk of HIV infection?
*
Yes
No
Please give details of the risks posed
*
Please give details of the risks posed
*
Within the last 5 years, have you tested positive or been treated for any disease which was transmitted sexually?*
Within the last 5 years, have you tested positive or been treated for any disease which was transmitted sexually?
*
Yes
No
Please give further details of any disease
*
Please give further details of any disease
*
That is it.. you're all done. Final part is to ask about your Family History. By family, we mean any parents, brothers or sisters
Before aged 65, have any of your parents, brother or sisters been diagnosed with any of the following?*
- Alzheimer's disease
- Cancer
- Diabetes
- Haemochromatosis
- Heart disease
- Huntington's disease
- Kidney failure or polycystic kidney disease
- Motor neurone disease
- Multiple sclerosis
- Parkinson's disease
- Polyposis of the colon
- Stroke
- Any other hereditary disorder
Before aged 65, have any of your parents, brother or sisters been diagnosed with any of the following?
*
Yes
No
Please give details of your answer
*
Please give further details
*
Is your Father still alive?*
Is your Father still alive?
*
Yes
No
What age is your Father now?
*
What age is your Father now?
*
At what age did your Father die?
*
At what age did your Father die?
*
Is your Mother still alive?*
Is your Mother still alive?
*
Yes
No
What age is your Mother now?
*
What age is your Mother now?
*
At what age did your Mother die?
*
At what age did your Mother die?
*
Thank you. That's everything! Click the submit button below to finish.
Submit